《2025年高中必刷题高一英语必修第三册人教版》

语篇类型：说明文
主题：理财
词数：264
难度：中
建议用时：7分钟
[山西太原2025期末诊断] Nowadays, young people's attitude towards the value of money has changed dramatically, and their spending ways have changed as well. _1_, but does this mean they're entirely at a loss when it comes to managing money? Let's take a closer look.
Financial awareness gaps exist.
A Singapore study shows a mixed result among young people. While many have established emergency funds and practised budgeting, half have no retirement savings plans. _2_. Clearly, although financial awareness is increasing, there's a long way to go to achieve financial well-being.
_3_.
Money often becomes an abstract concept for young people. Consider the case of an 11-year-old in the UK who spent £2,000 on an online game. More similar cases are happening with invisible money going popular. This lack of physical money can cause financial risks to families.
Home-based financial education is necessary.
Fortunately, financial management skills are not something one is born with but can be learnt. At home, parents can set good examples. _4_, so they can use tools like piggy banks, savings accounts, or even financial management apps to plant the importance of money in their children's mind.
Schools and governments should provide support.
Schools and governments also play a crucial part. In Sweden, students learn about financial planning for life events. Denmark makes financial education required for certain grades. Singapore's MoneySense campaign provides resources for the young. _5_.
In conclusion, despite the challenges presented by the cashless era, if the home, school and government work together, young people can indeed learn to value and manage money well.

A.Cashless society poses challenges
B.They're more likely to make wise choices
C.Children can understand basic money concepts
D.These examples show the institutions' joint efforts
E.Some young people show unwise financial actions
F.People will see a divide between present and future finances
G. This reveals many overlook the significance of saving money

答案： 【语篇导读】本文是一篇说明文。文章主要分析了当代年轻人金钱观及消费行为的变化,并指出家庭、学校和政府需要合作以培养年轻人的理财能力。
1.E 上文的“Nowadays, young people’s attitude towards the value of money has changed dramatically, and their spending ways have changed as well.”介绍了年轻人金钱观和消费行为的变化趋势;下文提出转折,以反问的语气引出对“年轻人是否完全不会理财”的讨论,由此可知,设空处内容与年轻人不会理财有关。E项(一些年轻人表现出不理智的理财行为)符合语境,
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承接上文的“变化”,又引出下文的讨论,空后的 this 指代该项内容。故选 E项。
2.G 上文的“While many have established emergency funds and practised budgeting, half have no retirement savings plans.”说明年轻人理财行为的现状——尽管很多人有应急基金且精打细算,但一半的人没有退休储蓄计划。设空处应承接上文,解释这种现状所展现的问题。G项(这揭示了许多人忽视存钱的重要性)符合语境,该项中的 This 指代上文提及的现状,overlook the significance of saving money 与上文的 have no retirement savings plans 相呼应。故选 G项。
3.A 设空处应为本段的主旨句。根据下文内容可知,本段介绍了无现金社会对年轻人金钱认知和家庭财务状况的负面影响。A项(无现金社会带来挑战)符合语境,准确概括本段内容,其中的 Cashless 与下文中的 invisible money、lack of physical money 相呼应。故选 A项。
4.B 上文的“At home, parents can set good examples.”说明在金融教育方面,父母可以为孩子树立榜样。空后的“so they can
巧贴士：根据逻辑衔接词解 7 选 5。当出现 so、therefore、thus 等逻辑衔接词时,说明这些词前后内容应构成因果关系。
use tools like piggy banks, savings accounts, or even financial management apps to plant the importance of money in their children’s mind”说明父母的某种特点使得他们可以利用一些工具向孩子灌输金钱的重要性。由 so 可知,设空处应与下文构成因果关系。B 项(他们更有可能作出明智的选择)解释原因,符合语境,该项中的 They 指代上文中的 parents。故选 B项。
5.D 根据本段主旨句“Schools and governments should provide support.”可知,本段话题与学校和政府共同努力推进金融教育有关。上文的“In Sweden, students learn about financial planning for life events. Denmark makes financial education required for certain grades. Singapore’s MoneySense campaign provides resources for the young.”列举了瑞典、丹麦、新加坡在发展金融教育方面采取的具体措施。设空处位于段末,应总结上文内容。D项(这些例子表明了这些机构的共同努力)符合语境,该项中的 the institutions’ joint efforts 和本段主旨句相呼应,总结上文多国采取的具体举措,强调学校和政府在金融教育中的作用。故选 D项。